Manage Your Finances : My Equifax :

Most organisations make lending decisions based on data in your credit file, information you disclose and information they already have.

If you have been refused, ask why. If the problem is your credit file buy your Equifax Credit Rating to find out why.

Make sure you're on the Electoral Roll.
Check your accounts are accurate and up-to-date. It might be a simple mistake.
Check the number of credit searches - if there are a lot in the past 6 months, perhaps wait a while and reapply.

Everything's in order and they still said no? Don't worry, sometimes it happens - at least you know now that your file is in order.

MyEquifax provides the tools to help you make your credit work in the best possible way.

Access your Equifax Credit Rating to find anything that may be affecting your ability to get credit.
Use the service to fix any problems and improve your rating.

Make informed decisions on the best offers available to you.

With so many borrowing options available today, make sure you choose the one that suits your financial situation.

MyEquifax allows you to manage your credit profile.

Who knows, the money you save may well pay for that weekend away or that purchase you've been planning.

Access your Equifax Credit Rating and see how good your credit really is and the areas you can improve on.

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